8 Rules With Examples When Social Security was first instituted in 1935, most women did not work. So in 1939, as part of a sweeping series of amendments, the system made spousal benefits available to any “wife” who either had not earned a benefit or whose benefit was less than half of her husband’s. In 1965 these benefits were made available to any “divorced wife” who had been married at least 20 years. At some point in Social Security’s chronology the word “wife” was swapped
It’s a touchy subject, but a life expectancy analysis is the best way to ensure you will have enough money to live your later years in comfort and ease. What do people fear the most in retirement? Outliving their income. And what variable has the largest impact on whether or not they will outlive their income?
Life expectancy. Your ability to successfully plan for retirement is largely dependent on how well you can estimate your life span. Longevity is the new buzzword in r
Decision Point Planning: If you believe the hype, families these days have their kids applying to 10 or more schools, and acceptance rates are at record lows. What’s going on? Lynn O’Shaughnessy explains what a sensible college application process can look like for 2019. Step 1: Relax! Most schools accept the majority of applicants. Every year we have media stories declaring, “Oh my gosh, the acceptance rate at Harvard has dropped. The acceptance rates of Stanford and Yale ar