One reason to have insurance of any kind is to protect against potentially high out-of-pocket costs associated with events that may or...

A lack of knowledge leaves individual retirees dumping thousands of dollars out of their own pockets. The graph below says it all. The...

A new PLR confirms: When multiple beneficiaries inherit an IRA, each beneficiary is independently responsible for any income taxes and/or...

Here are five steps to help you create a digital estate plan: Step 1: Make inventory lists of your digital assets and how to access them....

While working, people generally have employer-sponsored insurance. Some 58% of people in the U.S. today get their health insurance...

Where can a couple live for $2500 or less a month, including health care? And still enjoy a mild climate, modern amenities and plenty of...

WOE!! to the taxpayer who runs afoul of the numerous and confusing IRA rules. There are forms to file, contributions to make,...

Funding a 30-year retirement will take financial planning prowess as you juggle the effects of inflation, distributions, taxes, asset...